Posted Apr 30, 2026
LemFi (Series B) is building the go-to financial app for the Global South.
Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live. What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth. With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity. ## The Role
You will be the Analytical Engine driving our credit strategy and portfolio performance with Senior Product Management. As a Product Analyst, your primary focus is crafting deep-dive analyses for the high-leverage intelligence and product experimentation used to scale our credit products. In this role you will be helping shape the credit roadmap. By uncovering hidden trends and surfacing leading risk indicators, you will tell the story behind the numbers, propose product improvements, empowering senior leadership s to make high-stakes, fast-paced decisions across the entire lending lifecycle. This is a high-impactindividual contributor role in the Data team embedded within the Credit function and acting as a technical bridge between Data Engineering, Risk, and Commercial teams. ##
Analytical Strategist: You don’t just pull data; you interpret it through a commercial lens to drive better credit outcomes. - Technical Craftsman: You advocate for clean code, automated workflows, and the "Modern Data Stack" philosophy over legacy manual reporting. - Precision-Focused: You understand that in credit, accuracy is non-negotiable. You bring a rigorous approach to data validation and financial logic. - Effective Communicator: You can navigate a technical discussion with Data Engineers and then pivot to a strategic briefing with the Head of Credit or CFO. - Fintech Native: You thrive in fast-paced environments, take full ownership of the analytical lifecycle, and prefer building scalable solutions over quick fixes. ## What You’ll Bring
Senior-Level Technical Stack: Expert proficiency in SQL and Python (Pandas, NumPy, etc.) for data manipulation and analysis. - Modern Data Tooling: Hands-on experience working within a cloud data warehouse (e.g., Snowflake, BigQuery) and a strong mastery of dbt for data transformation and modeling. - Fintech Credit Expertise: Significant experience within a modern UK fintech or high-growth consumer lender, with a deep understanding of the credit product lifecycle beyond traditional credit reporting. - Strategic Modeling: A proven track record in conducting advanced cohort analysis, portfolio valuations, and financial modeling to support executive decision-making. - Domain Knowledge: Fluency in credit portfolio KPIs, risk metrics (e.g., PD, LGD, EAD), and the nuances of credit bureau data. Impact-Driven: Experience translating complex technical analysis into actionable product or risk interventions that have moved the needle on business performance.
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