Lead, mentor, and motivate a team of AML and sanctions analysts, fostering a culture of high performance and vigilance. - Oversee daily workflow, delegate tasks, and ensure that all alerts and cases are handled efficiently and in line with Service Level Agreements (SLAs). - Provide coaching, training, and professional development to team members. - Conduct regular performance reviews and provide constructive feedback. Operational Oversight and Quality Control:
Act as the primary escalation point for complex or high-risk cases that require expert judgment. - Where required, review and approve the work of analysts to ensure investigations are thorough, accurate, and properly documented. - Conduct quality assurance checks to ensure adherence to internal policies and regulatory standards. - Manage and prioritize alert backlogs to mitigate risk and ensure timely resolution. Subject Matter Expertise:
Maintain an in-depth understanding of global AML/CFT laws, regulations, and sanctions regimes (e.g., OFAC, EU, UN, HMT). - Stay current with emerging financial crime typologies and provide guidance to the team on new red flags and investigative techniques. - Act as a subject matter expert (SME) on complex cases, offering guidance on investigation strategies and documentation.
Process Improvement and Optimization:
Collaborate with technology and compliance teams to identify weaknesses and propose enhancements to monitoring rules and systems. - Contribute to the design, testing, and implementation of new transaction monitoring scenarios. - Analyze data to identify trends, patterns, and inefficiencies, and recommend solutions to reduce false positives and improve detection effectiveness. Communication and Stakeholder Management:
Prepare and present key performance indicator (KPI) reports and insights to senior management, highlighting trends, risks, and operational performance. - In partnership with a Manager, serve as a key liaison with other departments, including Analytics team, Fraud Operations, 2nd Line of Defence and Product Engineering teams. - Assist in preparing for internal and external audits and regulatory examinations. - Engage with employees of partner banks (other than Tide) in cases where Fin Crime investigations are requested on Tide’s members
What makes you a great fit:
You have 5+ years of experience in a Transaction monitoring, Financial Crime risk related role in financial services
You have 2+ years of experience managing a successful team
A genuinely curious mindset, asking the right questions at the right times, with a problem solving attitude. - You have a keen eye for process improvements, looking how we can work leaner and more robustly. - You have an analytical mind and are able to digest large data sets and spot patterns and trends with ease
You are a quick learner, explorer and multitasker
You have exceptional communication skills, written and verbal. Are able to communicate with our members, internal stakeholders & regulatory bodies if required
You have C1/C2 level of spoken and written English
CAMS, ICA (or similar industry certifications) held by the candidate will be considered as an advantage. ## WHAT YOU’LL GET IN RETURN:
Competitive salary
Self & Family Health Insurance
Term & Life Insurance
OPD Benefits
Mental wellbeing through Plumm
Learning & Development Budget
WFH Setup allowance
15 days of Privilege leaves
12 days of Casual leaves
12 days of Sick leaves
3 paid days off for volunteering or L&D activities
TIDEAN WAYS OF WORKING
At Tide, we champion a flexible workplace model thatsupports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. ## TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy.
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