Senior Analyst Transaction Monitoring

Your role What you'll be doing What We Need Corpay is currently looking to hire a Senior Transaction Monitoring Analyst on a permanent basis within our Alpha Group division. This position falls under our Cross Borders line of business and is based from our Malta office. In this role you will form part of the Compliance team whose main duty is to safeguard the organisation by analysing customer activity, perform investigations and ensure all AML and payment related controls are adhered to. This is a fantastic opportunity to apply your experience within a fast paced and exciting environment. You will report into the Head of Transaction Monitoring and regularly collaborate with other teams across the division. How We Work As a Senior Transaction Monitoring Analyst, Corpay will set you up for success by providing: Assigned workspace in the Malta office Company-issued equipment Formal, hands-on training Role Responsibilities Reviewing corporate clients to assess AML and fraud risk. Monitoring client transactions in line with the Monitoring Policy. Reviewing incoming, outgoing and internal payments to assess rationale. Conducting client sample testing in line with defined program. Ensuring compliance alerts are cleared in a timely fashion. Mastering various compliance platforms and systems to streamline department workflow. Identifying suspicious activity and follow the process to report these where required. Being involved in the delivery of compliance projects ensuring technical excellence and a practical, business-driven approach. Staying updated by participating in educational opportunities; reading professional publications. Responding to queries from various business units promptly and efficiently. Liaising with internal and external parties in relation to RFI requests. Working with the front office/client services to give clear direction on customer due diligence requirements. Conducting in depth analysis of multi-party payment flows and document the control framework. Reviewing corporate, payment service providers and merchant clients to assess AML and fraud risk. Developing and enhance existing transaction monitoring program to facilitate mass payment monitoring. Producing MI and reports to enable business to assess key risks. Supporting the delivery of compliance training to new members of the department. Working closely with the Head of transaction Monitoring to identify any major issues in relation to compliance. Being able to continually develop and maintain a level of compliance, fraud and AML expertise in the business. Assisting the Head of Transaction Monitoring by providing guidance, regulatory and financial crime advice as required. Having the ability to act as an escalation point for junior members of the team. Qualifications & Skills Bachelor's degree in finance, Business, or a related field. A relevant professional certification (e.g., ACAMS, CFE) is highly desirable. Proven experience (3+ years) in a similar role, preferably within the financial services industry, with a strong focus on EU and UK regulatory compliance and transaction monitoring. In-depth knowledge of EU and UK regulatory frameworks, including the 4th and 5th Anti-Money Laundering Directives, EU Funds Transfer Regulation, UK Money Laundering Regulations, and other relevant directives and regulations. Familiarity with transaction monitoring tools and systems, and the ability to leverage technology for efficient and effective monitoring in accordance with EU and UK standards. Excellent analytical skills, with the ability to interpret complex financial data, identify patterns, and draw sound conclusions aligned with EU and UK regulations. Strong problem-solving and decision-making abilities, with the capacity to exercise judgment and make appropriate recommendations within the EU and UK regulatory requirements. Benefits & Perks Private Health Insurance and Life Insurance for all employees from Day 1 of employment, including private hospital coverage. Employee Assistance Programme (EAP). Annual fitness allowance. Sponsored learning and development. Quarterly Events & Celebrations. Brand new state-of-the-art office. #LI-WK1 #LI-Onsite About Corpay About Corpay Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments. At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally. As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law. Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department. Use of Artificial Intelligence in Hiring Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes. Candidate Privacy Notice For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy. Pay Philosophy Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable. Fast-growing, global, rewarding, fun, involved – at Corpay, we are all of these and more. If you are an experienced and self-motivated professional who can perform at a high level, you will be rewarded. If you have great ideas, we want to hear them. If you want your career to grow at the same rapid pace as our organization, this is the place for you. Whatever your area of expertise, you can take it to the next level at Corpay.