Posted Jun 27, 2025
At Roofstacks, we are driving the next generation of digital finance. We're on the lookout for a Business Analyst who brings deep knowledge in card payment systems and thrives in a cross-functional, high-impact role. If you’re experienced in card lifecycle management, regulatory compliance, and end-to-end product delivery across debit, credit, and prepaid cards—let’s talk. 💼 Key Responsibilities
You will play a critical role in managing processes across all card types—Bireysel, Ticari, Ek/Sanal/Dijital—and will work closely with stakeholders across Product, Technology, Risk, and Operations. Your key responsibilities include: (may vary depending on your team)
Managing card application journeys across all channels (Branch, IVR, Digital)
Integrations with KKB/LKS, Decision Support, Analytics Solutions and other decisioning tools
Oversight of card lifecycle operations: new issuance, renewal, closure, limits, fraud
Supporting fee & commission configurations, statement management, posting, rediscount
Handling BIN/RANGE, EMV scripting, PIN management, encryption/key management
Managing POS onboarding, device vendors, parameter distributions, RKL flows
Driving interchange & clearing processes (Visa Base II, Mastercard IPM, BKM YTH/BTH)
Working on 3DS 2.x, ACS, GO authentication systems, API integrations, and open banking
Ensuring regulatory compliance (BDDK, PCI-DSS, KVKK) and adapting to scheme updates
🎯 What We’re Looking For
Minimum 4 years of hands-on experience in card payment systems
Bachelor’s degree in Engineering or related technical discipline
Experience with banking/payment systems, POS infrastructures, and merchant onboarding
Strong understanding of ISO 8583, EMV transaction flow, 3DS, tokenization, and fraud detection
Familiarity with Visa, Mastercard, BKM, and their operational and reporting structures
Strong analytical and documentation skills with a proactive, solution-oriented mindset
- Fluency in Turkish; professional working proficiency in English is a strong plus
⭐ Nice-to-Have Skills
EMV Scripting & PIN encryption knowledge
API testing, system integration & test coordination experience
Open banking, KVKK, GIB/IKS integration awareness
Previous experience in launching or migrating card products
Knowledge of settlement/accounting impacts of clearing processes
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