Head of Business Management (Wholesale Banking Group)

Mandatory Reference Checking Scheme ("MRC") for Hong Kong The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual's previous employments can be provided to AIs to inform their employment decisions. For information related to MRC Scheme, "Frequently Asked Questions for In Scope Individuals" is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied. Country of Location: China Hong Kong Job Responsibilities: Overall WBG Strategic Planning • Assist Head of Business Control Management to formulate overall Wholesale Banking Group ("WBG") strategy as part of CNCBI development strategy, compile and monitoring 5-year business strategy considering the latest business focus areas, market dynamics and the direction from CNCB as well as CITIC Group in order to support WBG and the Bank to realize the strategic targets. • Coordinate within WBG to deliver management reports including annual reports of CNCBI, business performance reports to CNCB and regular business reviews. • Work with WBG products, including Structured Finance, Transaction Banking and Securities Services, to track their performance and implementation of product strategy. • Work with Treasury and Markets Group ("TMG") marketing and products, including Treasury Marketing and Debt Capital Markets etc., to formulate collaboration mechanism, develop traceable monitoring MI and evaluate their results. Financial Performance Monitoring and Control • Monitor and review WBG's overall business and financial performance, and issue alerts and recommendations where necessary, to support WBG teams in achieving performance in line with strategies, targets and budgets. • Manage asset and liability growth aligning with the Bank's directives. • Ensure accuracy of financial figures in systems and all reporting of WBG's performance. Liaise with business, finance and operations teams for prompt rectifications of any errors. • Ensure accounting in compliance with requirements of regulatory authorities and auditors; advise accounting treatments of income, if necessary. Business Analysis • Identify, interpret and apply key performance indicators, and coach business managers in using these indicators for competitive advantage in order to enhance value to the Bank. • Supervise the team to provide analysis of business and management information and related support to WBG and working counterparts in the Bank. • Provide business advice on any growth opportunities, pricing of products and regulatory and auditing rules/policies, and make recommendations for supporting sustainable growth and development of WBG's business. • Participate in preparation of medium to long-term development plan for 3 to 5 years in order to support WBG to realize the strategic target. • Monitor changes of WBG's balance sheet structure, analyze risks and impacts on P/L. Asset & Liability Management and Costing Control • Propose asset and liability management strategies to WBG Management, ALCO and Market Risk Committee, if necessary. • Provide asset and liability projections to Financial Management Group ("FMG") and Central Treasury Unit ("CTU") to manage the Bank Book • Proactive management on L/D of the bank via liquidity control on WBG book • Manage deposit costs of WBG including through designing the pricing matrix for different currencies • Approve deposit pricing to manage deposit portfolio in both liquidity and P&L perspective. • Recommend loan pricing to ascertain the overall return of group portfolio • Prioritize loan deals with consideration of pricing, strategic development, and other factors at the time of tight liquidity. • Represent WBG to participate and comment towards regulatory required policies and guidelines on ALM, IRRBB, CFP and other liquidity related topics. Liaison with FMG, CNCB, and other counterparties • Provide comments and liaise with FMG and/or CTU on fund transfer pricing structure, management of WBG's liquidity (including liability costs), financial reporting and all matters related to the financial management of WBG. • Liaise with CEO Office ("CEOO"), Human Resources Group ("HRG"), FMG, CNCB on performance management for overall WBG. Unified Credit Management (统一授信管理) • Cross-departmental coordination for improving the Unified Credit Management (统一授信管理) and strengthened regional and customer concentration control. The job holder has to enhance the limit management of key customers under Unified Credit Granting from CNCB, prevent credit concentration risk and realize high quality development of the corporate banking business specializing in the following areas to meet WBG business needs and deepen the comprehensive risk penetration management of subsidiaries, strengthen the building of professional risk management teams, and enhance the risk management capabilities of the Bank. • Internal coordination - coordinate with each Business Unit, overseas branches, and subsidiaries of CNCBI, responsible for collecting credit demands, , coordinating credit plans, and managing credit limit ledgers, etc. • External coordination - coordinate with various customer relationship departments of the head office such as large clients, corporate, institutions, international business, and financial markets, responsible for the role of the leading party on Unified Credit Management of relevant customer groups, responding to credit demand collection, striving for credit limit allocation resources, applying for credit limit adjustment or increase, and coordinating dispute arbitration, etc. Others • Manage any special projects or duties assigned by supervisor. • Implement and comply with anti-money laundering policies and relevant procedures. • Provide management oversight and develop/maintain a strong compliance culture regarding regulatory and compliance matters as well as anti-money laundering / counter terrorist financing control activities. Requirements: 1. Education Qualification • Degree holder in Business Administration / Finance / Statistics / Accounting or related technical disciplines 2. Working Experiences • Minimum 12 years of Business Intelligence, Finance, Accounting or relevant experience in Banking or related industry, with at least 4 years' experience at managerial level. • Corporate banking experience preferred 3. Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License • CPA qualification or equivalent preferred 4. Business Knowledge • Good knowledge in banking products, in particular assets and liabilities products • Understand industry and market developments relating to corporate banking • Understand the Bank's policies, governance frameworks, procedures, practices, standards and applicable local and regional regulations to ensure quality, effective financial management and regulatory compliance on financial matters, • Proficient in financial, business and management information analysis and reporting tools and models • Familiarize with accounting and regulatory policies/rules on financial reporting 中信銀行(國際)有限公司 中信銀行(國際)有限公司(「信銀國際」)是中信集團境外商業銀行業務主要平台,由中信銀行股份有限公司(「中信銀行」)全資子公司中信國際金融控股有限公司(「中信國金」)持有75% 股份。 中信銀行(國際)網絡遍布大中華,包括香港的22家分行及2家商務理財中心,以及北京、上海、深圳及澳門的網點,另外於紐約、洛杉磯及新加坡設有海外分行。 自1922年起,中信銀行(國際)與員工、客戶及夥伴一同成長,跨越一個世紀。未來將繼續以「敏捷 專業 化繁為簡」為願景,堅持「文化為本(Culture)、客戶為尊(Customer)、多方聯動(Collaboration)、科技引領(Cyberspace)」4C核心價值,積極踐行「為客戶謀價值,為員工謀幸福,為股東謀效益,為社會盡責任」的企業使命。 有關中信銀行(國際)的進一步資料,請瀏覽www.cncbinternational.com。 China CITIC Bank International Limited China CITIC Bank International Limited ("CNCBI"), a major offshore platform of commercial banking business of the CITIC Group, is 75%-owned by CITIC International Financial Holdings Limited ("CIFH"), which in turn is a wholly-owned subsidiary of China CITIC Bank Corporation Limited ("CNCB"). China CITIC Bank International's footprint in Greater China includes 22 branches and two business banking centres in Hong Kong, as well as presence in Beijing, Shanghai, Shenzhen and Macau, and overseas branches in New York, Los Angeles and Singapore. Across a century, China CITIC Bank International has grown together with its employees, customers and partners since 1922 and will continue to move towards its vision of "Agile. Professional. Simple." in adherence to the 4C (Culture, Customer, Collaboration, Cyberspace) core values while driving actively its missions to "create value for customers, seek happiness for employees, make profit for shareholders, perform responsibility for society". More information about China CITIC Bank International can be found on its website at www.cncbinternational.com.