Product Manager, Payments

• Launch Pay-In v1 across priority rails
• Enable customers to collect money in their local markets without opening local bank accounts. - Launch Pay-In collections through virtual accounts infrastructure on key fiat rails. e.g., ACH/Wire (USD), SEPA (EUR), SPEI (MXN), etc. and then expand. - Define what "live" means: onboarding, limits, payment references, exceptions, refunds/returns, SLAs, and support playbooks. - Smart Order Routing automation
• Allow customers to programmatically route collected funds to any destination with zero manual intervention. - Design and build infrastructure that will be used by clients to decide how funds received into virtual accounts can be converted and routed: fiat → stablecoin → on-chain wallet, and/or stablecoin → fiat rails for payouts
• Own the product decisions and the integration path with the underlying virtual account + on/off-ramp infrastructure. - Payment tracking + reconciliation that scales globally
• Build end-to-end observability for customers: who paid, when, in what currency, what fee/FX was applied, and where it settled. - Ship reconciliation primitives: payment references, statement mapping, webhooks, reporting exports, and exception workflows. What we are looking for

Must-haves:

• You've shipped payments products (API-first) where reliability, exceptions, and reconciliation matter. - You write crisp, technically grounded specs and can drive hard tradeoffs across product/engineering/ops/compliance. - You've been the DRI for a product line, owning adoption, volume, reliability, and unit economics, not just roadmaps. You measure success by data, write post-mortems when hypotheses fail, and iterate rapidly. - You know how to uncover real customer pain. You ask, "Show me how you currently reconcile these payments", instead of "Would you use this feature?" You distinguish between what customers say they want and what their behavior reveals they actually need. What helps you stand out:

• Experience with local payment rails (ACH, Wire, SEPA, SPEI, Pix, FPS, NEFT/UPI etc.) and bank/payment partner integrations. - Exposure to virtual accounts, treasury/ledgering, or reconciliation-heavy products. - Familiarity with stablecoin rails/on-off ramps (helpful, not required). What We Offer

• Competitive salary and benefits package. - Equity in a rapidly growing company. - Opportunity to work in a fast-paced startup at the forefront of fintech innovation. - Opportunity to make a significant impact on global financial infrastructure

• Collaborative work culture with emphasis on personal and professional growth. We are committed to building a diverse and inclusive workplace.