As a Product Manager-Micro ATM in the Digital & Alternative Banking division of a scheduled commercial Bank, your role is crucial for the strategic vision, execution, and driving profitability of the Micro ATM product line. You will be responsible for driving transaction growth, managing large-scale projects, ensuring technological robustness, and maintaining compliance within the dynamic payments landscape, including key segments like AEPS and BBPS. Your primary accountability will revolve around four pillars:
**Project Management & Vendor Deployment**:
Lead end-to-end onboarding, integration, and performance management of Micro ATM and switching vendors. - Own and drive all necessary certifications with NPCI and other regulatory bodies. - Drive major product rollout projects ensuring timely execution, budget adherence, and successful completion. - Manage the extensive rollout and inventory of Micro ATM devices to optimize distribution and activation rates. - **Product Strategy & Technology Management**:
Develop and maintain a strong knowledge base on the Micro ATM market and competitive landscape. - Define and own the multi-year product roadmap prioritizing features based on business value and customer feedback. - Utilize functional knowledge of Card Transactions, AEPS, and BBPS to design compliant solutions. - Oversee core technical elements of the product including API integrations and lifecycle of APK build process. - **Operations, Performance & Profitability**:
Continuously monitor and analyze Micro ATM transaction volumes and operational performance. - Own the product P&L and optimize profitability through effective management. - Act as the primary point of contact for product-related escalations from internal stakeholders and external partners. - Identify and champion enhancements to increase transaction velocity and reduce operational friction. - **Compliance, Audit & Risk Management**:
Implement internal policies and external regulatory projects related to the Micro ATM channel. - Proactively identify and mitigate operational, fraud, and compliance risks. - Ensure all processes, vendor controls, and documentation are audit-ready and compliant. Your major responsibilities will include monitoring Micro ATM transaction growth and profitability, leading NPCI certification, executing technology and deployment projects, defining and executing the Micro ATM Product Roadmap, and acting as a central liaison between various teams. Key Competencies required for this role include a deep understanding of the Indian payments ecosystem, ability to launch and scale financial technology products, strong project management skills, analytical capabilities, and excellent communication and negotiation skills to manage diverse stakeholders effectively. Qualifications needed for this role include 7+ years of relevant experience in Product Management with a minimum of 5 years dedicated to the Payments space, a Bachelors degree in Engineering, Business, Finance, or a related field, and prior experience working with financial institutions or large Payment Service Providers. An MBA or equivalent post-graduate qualification is a plus. As a Product Manager-Micro ATM in the Digital & Alternative Banking division of a scheduled commercial Bank, your role is crucial for the strategic vision, execution, and driving profitability of the Micro ATM product line. You will be responsible for driving transaction growth, managing large-scale projects, ensuring technological robustness, and maintaining compliance within the dynamic payments landscape, including key segments like AEPS and BBPS. Your primary accountability will revolve around four pillars:
**Project Management & Vendor Deployment**:
Lead end-to-end onboarding, integration, and performance management of Micro ATM and switching vendors. - Own and drive all necessary certifications with NPCI and other regulatory bodies. - Drive major product rollout projects ensuring timely execution, budget adherence, and successful completion. - Manage the extensive rollout and inventory of Micro ATM devices to optimize distribution and activation rates. - **Product Strategy & Technology Management**:
Develop and maintain a strong knowledge base on the Micro ATM market and competitive landscape. - Define and own the multi-year product roadmap prioritizing features based on business value and customer feedback. - Utilize functional knowledge of Card Transactions, AEPS, and BBPS to design compliant solutions. - Oversee core technical elements of the product including API integrations and lifecycle of APK build process. - **Operations, Performance & Profitability**:
Continuously monitor and analyze Micro ATM transaction volumes and operational performance. - Own the product P&L and optimize profitability through effective management. - Act as the primary point of contact for product-related escalations f