Lead - Credit Analyst - Structured Finance
Posted Apr 16, 2026
Key Responsibilities:
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Underwrite, structure, and recommend credit proposals for complex and high-yield transactions, balancing risk and return objectives. - Manage underwriting for diversified asset classes term loans, NCDs, lease rental discounting, promoter funding, and HoldCo lending. - Design tailored deal structures with appropriate security cover, covenants, and repayment mechanisms suited to borrower type and sector risk. - Collaborate with legal, technical, treasury, and risk teams during deal structuring, documentation, and closure. - Conduct ongoing portfolio monitoring to identify early warning signals, track performance trends, and recommend corrective measures. - Work closely with management to prepare analytical reports, portfolio reviews, and sector insights for decision-making. Qualifications Required:
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Proven experience in corporate, structured, or venture lending across multiple sectors. - Strong grasp of financial modeling, risk assessment, and covenant structuring. - Exposure to promoter funding, PE/VC-backed lending, acquisition finance, and special situation credit. - Ability to interpret portfolio data, spot sectoral trends, and proactively manage risk. - Cross-functional coordination skills with understanding of legal, technical, and treasury aspects in credit. - Proficiency in Excel and PowerPoint; exposure to analytical tools (SQL/Python/SAS) preferred. Key Responsibilities:
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Underwrite, structure, and recommend credit proposals for complex and high-yield transactions, balancing risk and return objectives. - Manage underwriting for diversified asset classes term loans, NCDs, lease rental discounting, promoter funding, and HoldCo lending. - Design tailored deal structures with appropriate security cover, covenants, and repayment mechanisms suited to borrower type and sector risk. - Collaborate with legal, technical, treasury, and risk teams during deal structuring, documentation, and closure. - Conduct ongoing portfolio monitoring to identify early warning signals, track performance trends, and recommend corrective measures. - Work closely with management to prepare analytical reports, portfolio reviews, and sector insights for decision-making. Qualifications Required: