AML Analyst- Italian Market (First line of defense, transaction monitoring)

Join Qonto's AML team and play a crucial role in protecting our 600,000 customers from financial crime while safeguarding Qonto from reputational risks. You'll be part of a 7-person team conducting first-level anti-money laundering detection, processing alerts, and ensuring compliance as we prepare for Italy's market relaunch in this fast-growing fintech environment. As an AML Analyst, you'll work directly with Alessandro Scandolara and contribute to maintaining our 95% compliance rate while bringing fresh energy and initiative to a team ready for new perspectives. 👩‍💻🧑‍💻 As an AML Analyst at Qonto, you will:

• Analyze transactions and supporting documents (invoices, contracts, bank statements) to identify suspicious patterns related to money laundering and terrorism financing;

• Communicate with customers and counterparts to obtain key information and validate SEPA transfers;

• Collaborate with local authorities when receiving legal requests and criminal seizures;

• Support other teams (Onboarding, Customer Service, Banking Operations) when suspicions arise regarding customers;

• Work in alignment with the Anti-Financial Crime team who handles case declarations to competent authorities. 🤔 What you can expect:

• Team Context: You'll join a team of 7 people (4 in Milan, 1 in Barcelona, 2 in Paris) that values bottom-up contributions and collaborative problem-solving rather than top-down management;

• Performance Framework: Clear KPI structure with 95% compliance rate target, 60% productivity focus on alert handling, and 40% dedicated to meetings, projects, and team collaboration;

• Tools & Technology: Work with cutting-edge tools including Forest (back-office operations), Metabase (pattern detection dashboards), SEON (fraud detection), plus standard tools like Zendesk, Slack, and Notion;

• Market Opportunity: Be part of Italy's market relaunch in a fast-growing fintech serving the newest technologies and fastest-growing companies. 🤝 About your future manager

Alessandro brings a collaborative leadership style focused on team growth. He believes everyone can have an impact and contribute to solving challenges together. Rather than imposing solutions top-down, he encourages bottom-up initiatives and ensures everyone has the support and autonomy to improve themselves, systems, and processes. 🏅 About You

• AML/CFT Knowledge: Proven experience in transaction monitoring and ability to detect suspicious activity patterns, including review and investigation of client transaction patterns. Additional experience in transactional monitoring activities for corporate clientele is highly valued;

• Analytical Capabilities: Strong pattern recognition, attention to detail, and patience for thorough investigations with curiosity and passion for financial crime detection;

• Task Management: Ability to prioritize multiple urgent tasks, manage time effectively, and communicate risks early while maintaining quality standards;

• Communication Skills: Clear written and verbal communication in both Italian and English, with ability to explain complex topics simply and collaborate cross-functionally;

• Energy & Adaptability: You're an energy giver who's open to feedback, a fast learner and adaptor who can bring fresh air and initiative to the team;

• Location: This position is based in Milan.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.