Posted Apr 28, 2026
At Koalafi, we believe in a world where no one has to put an important purchase on hold. That’s why we’re making it easier for more people to pay for big purchases over time. Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers, while increasing sales and strengthening customer loyalty. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers. Interested in learning more about how we’re transforming the financing experience and joining our team? About Koalafi
At Koalafi, we believe in a world where no one has to put an important purchase on hold. That’s why we’re making it easier for more people to pay for big purchases over time. Over 17,000 retailers rely on us to match their customers to a payment plan clearly and quickly, all while reflecting well on their brand. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers. What You’ll Do
Fraud is one of the largest challenges plaguing financial institutions today, with an estimated $27 billion in annual losses from identity theft alone1. In addition to identity theft, there is a growing trend of synthetic IDs, manipulated IDs, and scam incidents. Koalafi is continuing to scale its payments and financing platform across direct-to-consumer and merchant channels. As fraud attack strategies evolve alongside this growth, the company is investing in stronger and more adaptive fraud defenses. The will report directly to the and play a central role in developing and optimizing Koalafi’s fraud risk strategy. This role will lead analytical efforts to . The position will focus on improving Koalafi’s resilience against evolving fraud trends while enabling responsible growth across new products, channels, and partners. This individual will serve as a key analytical partner to to ensure fraud controls are effectively embedded in customer and merchant workflows.
Lead the analysis and continuous improvement of Koalafi’s fraud defense framework, including policies, decision rules, thresholds, and model targeting. Responsibilities include:
Improve and scale the fraud monitoring framework to ensure early detection of emerging threats and clear visibility into fraud performance. Responsibilities include:
Support new product launches and business initiatives by providing analytical insights into fraud risk and mitigation strategies. Responsibilities include:
Serve as a key analytical partner across teams to ensure fraud defenses are embedded effectively within Koalafi’s products and operational processes. Responsibilities include:
Partner closely with Product and Engineering teams during product development to ensure fraud risk controls are built into key workflows. - Collaborate with Risk Operations to ensure manual review processes align with fraud policy intent and evolving fraud patterns. - Provide analytical insights that support clear decision-making across stakeholders and initiatives. - Help drive alignment across teams by defining project milestones, delivering analytical insights, and maintaining effective communication with key stakeholders. About You (Qualifications)
Bachelor’s degree required, in a quantitative field such as Statistics, Mathematics, Economics, Business, or Engineering preferred
5+ years of experience in an analyst, data science, or consulting role
3+ years of experience in fraud risk analytics
Experience in consumer financing industry, such as credit cards, personal loans, auto loans, BNPL, or similar fields
Proficiency in Excel, SQL, and Python for data analysis
Exceptional attention to detail and strong problem-solving skills
Ability to develop strategic project plans and execute against them
Desire to work in a fast-paced, dynamic entrepreneurial environment
Strong written and verbal communication skills
Location Requirement: This position requires regular in-person attendance at one of our two office locations (Richmond, VA or Arlington, VA). Candidates must already be located within a commutable distance to either location, as relocation assistance is not available at this time.
Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll get outside your comfort zone, build meaningful relationships, and most of all, take charge of projects that ultimately help people get the things they need most. Benefits:
At Koalafi, you will have a direct impact on our products and help shape the company’s success. We offer competitive compensation & benefits packages to keep you at your best:
Who we are & what we value:
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