As a Manager Product Manager for Card Acquiring: BIN Sponsorship business, you will play a crucial role in supporting and expanding the portfolio. Your responsibilities will include:
Key Responsibilities:
New PA Partner Onboarding (Product-Intensive Work)
Manage end-to-end product onboarding of 34 new Payment Aggregator (PA) partners annually. - Lead integration, UAT, certification, and setup of payment flows & technical configuration. - Ensure scheme alignment (Visa/Mastercard/RuPay) and compliance with dispute, chargeback rules. - Define/validate reconciliation and settlement frameworks and manage offline terminal configuration. - Provide continuous partner support until go-live readiness. - Enhancement of Existing PA Partnerships (Online & Offline)
Drive feature upgrades such as new payment modes, authentication, tokenization, DCC, MCC, etc. - Identify and deliver enhancements to improve conversion, uptime, or transaction success rates. - Collaborate with PA partners to address product gaps and prioritize roadmap items. - Expansion of BIN Sponsorship to International/Cross-Border
Develop the product roadmap for Domestic/International BIN Sponsorship models. - Conduct market research on cross-border acquiring trends, pricing, and compliance requirements. - Secure internal approvals (Risk, Legal, Compliance) and design international acceptance frameworks. - Liaise with card networks for validations and scheme certifications. - Cross-Functional & Network Coordination
Collaborate with Technology, Legal, Risk, Compliance, and Operations teams. - Work closely with Visa/Mastercard/RuPay for scheme updates and partner enablement. Key Performance Indicators (KPIs):
Partner Onboarding & Go-Live Delivery
Number of PA partners onboard vs. target. - Onboarding cycle time. - Successful completion of certifications and UAT. 2. Product Stability & Performance
Improvement in transaction success rates. - Uptime/availability metrics. - Reduction in defects and reconciliation mismatches. 3. Feature & Roadmap Execution
Delivery of planned product enhancements. - Adoption of new features by partners. - Time-to-market for enhancements. 4. BIN Sponsorship International Expansion
Completion of feasibility, approvals, and product design milestones. - International enablement and certifications completed on time. - Go-live of international acquiring capability. 5. Compliance, Audit & Regulatory Adherence
Zero major non-compliances. - Timely regulatory reporting and documentation. 6. Stakeholder & Partner Satisfaction
Internal stakeholder satisfaction levels. - External partner feedback and reduction in escalations. 7. Commercial & Business Impact
Contribution to incremental TPV (Total Payment Volume) through new partners and features. - Impact on revenue, interchange, or MDR through product initiatives. - Improvement in cost efficiencies via process or product optimization. As a Manager Product Manager for Card Acquiring: BIN Sponsorship business, you will play a crucial role in supporting and expanding the portfolio. Your responsibilities will include:
Key Responsibilities:
New PA Partner Onboarding (Product-Intensive Work)
Manage end-to-end product onboarding of 34 new Payment Aggregator (PA) partners annually. - Lead integration, UAT, certification, and setup of payment flows & technical configuration. - Ensure scheme alignment (Visa/Mastercard/RuPay) and compliance with dispute, chargeback rules. - Define/validate reconciliation and settlement frameworks and manage offline terminal configuration. - Provide continuous partner support until go-live readiness. - Enhancement of Existing PA Partnerships (Online & Offline)
Drive feature upgrades such as new payment modes, authentication, tokenization, DCC, MCC, etc. - Identify and deliver enhancements to improve conversion, uptime, or transaction success rates. - Collaborate with PA partners to address product gaps and prioritize roadmap items. - Expansion of BIN Sponsorship to International/Cross-Border
Develop the product roadmap for Domestic/International BIN Sponsorship models. - Conduct market research on cross-border acquiring trends, pricing, and compliance requirements. - Secure internal approvals (Risk, Legal, Compliance) and design international acceptance frameworks. - Liaise with card networks for validations and scheme certifications. - Cross-Functional & Network Coordination
Collaborate with Technology, Legal, Risk, Compliance, and Operations teams. - Work closely with Visa/Mastercard/RuPay for scheme updates and partner enablement. Key Performance Indicators (KPIs):
Partner Onboarding & Go-Live Delivery
Number of PA partners onboard vs. target. - Onboarding cycle time. - Successful completion of certifications and UAT. 2. Product Stability & Performance
