Credit Risk Analyst

At CommBank, our Risk Management team enables the Group to take well-considered risks to support customers, communities and the broader economy. We balance growth with responsibility by using data, analytics and sound judgement to guide how we lend. We're looking for a Credit Risk Analyst to join our Business Banking Credit Strategy & Analytics team — a high-impact group that shapes how we assess, monitor and manage credit risk across our lending portfolios. What you'll do You'll play a key role in turning data into insights that influence how we lend. This includes: Analysing portfolio performance to identify trends, emerging risks and opportunities Generating risk insights to support credit strategy and policy decisions Supporting the development and optimisation of credit risk strategies and lending policies Using data to improve credit decisioning and portfolio outcomes Partnering with stakeholders across Risk and the Business to provide advice and constructive challenge Contributing to deep dives and reviews to understand root causes and recommend improvements Presenting insights and recommendations clearly to support decision-making What we're looking for You're someone who enjoys working at the intersection of data, risk and business decisions. Experience in credit risk, lending, or portfolio analytics within banking, fintech or financial services Exposure to business banking, SME, commercial lending, or retail credit (cards/mortgages) Strong analytical skills with the ability to translate data into clear, actionable insights Experience using tools such as SQL, Python, or similar to work with large datasets Understanding of concepts like credit strategy, risk appetite, or lending policy Ability to communicate effectively and work with stakeholders, including presenting insights and influencing decisions A proactive mindset — curious, comfortable with ambiguity, and willing to challenge the status quo Why join us? Work on real lending decisions that impact customers and the economy Be part of a team that combines analytics, strategy and commercial thinking Gain exposure to senior stakeholders and key risk decisions Develop your career in one of the most critical functions in banking Ready to apply? If you're passionate about using data to shape smarter lending decisions and manage risk effectively, we'd love to hear from you. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 27/05/2026 Whether you're passionate about customer service, driven by data, or called by creativity, a career with us is for you. Our people bring their diverse backgrounds and unique perspectives to build a respectful, inclusive and flexible workplace. One where we're driven by our values, and supported to share ideas, initiatives, and energy. One where making a positive impact for customers, communities and each other is part of our every day. Here, you'll thrive. You'll be supported when faced with challenges, and empowered to tackle new opportunities. We really love working here, and we think you will too.