Senior Manager - Commercial Credit Underwriting Delivery Lead

Key Responsibilities:

• Lead comprehensive financial statement analysis, performance benchmarking, and multi-year trend analysis to assess the creditworthiness of mid-corporate and large corporate borrowers. - Oversee the preparation and review of Credit Assessment Memos (CAMs) and underwriting submissions for annual reviews, renewals, amendments, and new originations. - Evaluate borrower, guarantor, and group level financials, including repayment capacity, leverage, liquidity, cash flow sustainability, and stress scenarios. - Perform detailed industry and peer analysis, incorporating macroeconomic outlooks and sector-specific risks. - Drive financial spreading and analysis using standardized Excel-based templates aligned to regulatory and client requirements (10 K, 10 Q, audited and interim financials). Qualifications Required:

• Master of Financial Management

• Master of Commerce (M.Com)

• Master of Business Administration (MBA)

Key Responsibilities:

• Lead comprehensive financial statement analysis, performance benchmarking, and multi-year trend analysis to assess the creditworthiness of mid-corporate and large corporate borrowers. - Oversee the preparation and review of Credit Assessment Memos (CAMs) and underwriting submissions for annual reviews, renewals, amendments, and new originations. - Evaluate borrower, guarantor, and group level financials, including repayment capacity, leverage, liquidity, cash flow sustainability, and stress scenarios. - Perform detailed industry and peer analysis, incorporating macroeconomic outlooks and sector-specific risks. - Drive financial spreading and analysis using standardized Excel-based templates aligned to regulatory and client requirements (10 K, 10 Q, audited and interim financials). Qualifications Required:

• Master of Financial Management

• Master of Commerce (M.Com)

• Master of Business Administration (MBA)