FinCrime CDD Analyst
Posted May 21, 2026
We’re Capital on Tap 👋💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 📈Check out the development opportunities in the Financial Crime team. 🏡🏢This is a hybrid role joining our First Line of Defence Financial Crime team in the Manchester office. Office attendance is required 3 days per week with working hours 9-5:30pm Monday to Friday. Financial Crime at Capital on Tap
The Financial Crime team consists of 62 people globally. The team is responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF. What You’ll Be Doing
As a Customer Due Diligence (CDD) Analyst, you will be responsible for ensuring the integrity of our ongoing customer reviews. You will:
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Perform ongoing due diligence on SME customers in both the UK and US, focusing on maintaining accurate and up-to-date Know Your Business (KYB) records. - , ensuring all individuals with significant control are identified and recorded accurately within our systems. - for existing customers to ensure their activities remain within Capital on Tap's risk appetite and regulatory standards. - to identify unusual patterns or activity, ensuring any potential risks are escalated or mitigated promptly. - when necessary to clarify ownership details, business activities, or to request updated documentation. - based on updated information, providing clear and documented rationale for all review outcomes. - to share insights on emerging trends and contribute to the enhancement of ongoing review processes. ##