Senior Financial Analyst

ABOUT REPAY REPAY ("Realtime Electronic Payments" / NASDAQ TICKER: RPAY) is an established and fast-growing publicly traded financial technology and payment processing company headquartered in Atlanta, Georgia, with offices across the country. REPAY enables its customers to accept payments anytime, anywhere, and through any channel while providing a secure, seamless, and enjoyable payment experience for the end consumers. REPAY offers a comprehensive suite of electronic payment and funding solutions, including debit and credit card processing, ACH processing, Instant Funding, and electronic bill payment systems with full IVR, text, and mobile capabilities. The scalability of its products allows merchants of all sizes to add an instant arsenal of intelligent payment technology solutions to their businesses without significant development costs or infrastructure investments. ABOUT THE ROLE We are seeking a highly analytical and motivated Senior Financial Analyst to join our high-growth FP&A team within a fast-paced fintech/payments organization. This role will support Revenue and COGS forecasting, reporting, and strategic analysis across a complex, data-rich business with a deep client base. This position is ideal for someone who enjoys solving complex business problems, working with large datasets, building scalable financial models, and helping shape FP&A processes in a rapidly evolving environment. The role will partner closely with Finance, Sales, Product, Operations, and Executive Leadership to improve forecasting accuracy, enhance reporting capabilities, and support key strategic initiatives, including ongoing business transformation and M&A integration efforts. This is a high-visibility opportunity for someone looking to grow within a modern FP&A organization focused on data-driven decision making, process improvement, and strategic business partnership. KEY RESPONSIBILITIES Forecasting & Financial Analysis Support Revenue and COGS forecasting across multiple products, customer segments, and business lines Build and enhance forecasting models and planning tools from the ground up Analyze business trends, seasonality, customer behavior, and operational drivers to improve forecast accuracy Assist with monthly forecasting, budgeting, long-range planning, and ad hoc financial analysis Develop scenario analyses and support pricing, sales, and product-related business cases Data & Reporting Work with large and complex datasets from multiple financial and operational systems Clean, validate, reconcile, and organize data used in forecasting and reporting processes Develop and maintain reporting dashboards and KPI packages for senior leadership Utilize BI and reporting tools, including Power BI, to improve visibility into business performance Partner with cross-functional teams to improve data consistency and reporting efficiency Business Partnership Collaborate with Sales, Product, Operations, and Finance leaders to provide actionable financial insights Support development of business case reviews and financial "sanity checks" for new initiatives and strategic opportunities Assist with financial analysis related to pricing strategy, profitability, and operational performance Contribute to integration and reporting efforts associated with ongoing M&A activity Process Improvement & FP&A Development Help build scalable FP&A processes, reporting infrastructure, and forecasting methodologies in a growing organization Identify opportunities to automate reporting and improve financial workflows Support initiatives focused on improving data quality, reporting accuracy, and operational efficiency QUALIFICATIONS Bachelor's degree in Finance, Accounting, Economics, Analytics, or related field 3+ years of experience in FP&A, financial analytics, or strategic finance Advanced Excel skills, including experience with: Complex formulas, Large data sets, Pivot tables, Data modeling Payments, fintech, SaaS, or transaction-based business experience Strong analytical, problem-solving, and financial modeling skills Experience supporting process improvement or building FP&A infrastructure Experience with BI and reporting tools such as Power BI Strong communication skills with ability to present insights to business stakeholders Ability to thrive in a fast-paced, evolving environment with multiple priorities WHY JOIN REPAY.… BECAUSE CULTURE IS EVERYTHING GROWTH & PEOPLE-CENTERED LEADERSHIP As the industry-leading financial technology provider in the Consumer Finance and Business to Business spaces, we continue to set the standard for application development and delivery. In 2019, REPAY became a public company listed on the Nasdaq Stock Market (RPAY). For the past three consecutive years, we have placed on the ACG® Atlanta Georgia Fast 40, a list recognizing the top 40 fastest-growing middle-market companies in Georgia. REPAY's leadership empowers each team member to make a difference and stretch to their fullest potential. Our dedication to frequent, transparent communication is shown with companywide meetings where our leaders share company vision and encourage employees to ask questions. FUN WORK ENVIRONMENT & GREAT TEAMS We offer it all: business to casual dress, great snacks & beverages, and open-air collaborative team settings. REPAY has been certified as a Great Place to Work® company for 2017, 2018, 2019, 2020, 2021, and 2022. The REPAY team is fun, smart, collaborative, and truly enjoys working together. Making a difference in our local communities – we support several philanthropic initiatives every year to give back to our local communities. We are self-driven, motivated professionals who do not require micro-management to ensure we produce high quality and timely work. INNOVATION & EDUCATION We create highly sophisticated payment processing applications and are always pushing the boundaries of what is possible. We are constantly revolutionizing the industry by building on new ideas from clients and employees. We provide the resources necessary to ensure new innovations can develop quickly and with quality. We encourage continuing education, including professional conferences and events. PUTTING OUR PEOPLE FIRST We believe our people are the best, and we care immensely about their success. We offer a comprehensive benefits package which includes 100% coverage of employee healthcare premiums and several free benefits, including life insurance, disability insurance, and work-life balance resources. All benefits go into effect day one. Our employees' futures are important to us, which is why we have a 401(k)-employer match and and an Employee Stock Purchase Plan. REPAY employees are eligible to participate in our Annual Bonus Program. This bonus award reflects excellent performance of individual contributions and goals achieved during the past year. REPAY's core values are Excellence, Passion, Innovation, Respect, and Integrity. REPAY is an Equal Opportunity Employer and we promote a company culture where diversity, equity and inclusion are central. We are committed to build our teams and grow a company in which employees can succeed, regardless of race, color, national origin, sex, sexual orientation, gender identity or expression, transgender status, pregnancy, religion, age (40 and over), disability, service in the uniformed services, protected veteran status, genetic information, or any other classification protected by federal, state or local law. Celebrating our diverse backgrounds, views and beliefs allows us to embrace what makes us unique and continue to innovate and push the boundaries of what is possible. We are interested in every qualified candidate who is eligible to work in the United States. This position is not eligible for hire in California. Additionally, we are not able to sponsor visas. REPAY ("Realtime Electronic Payments" / NASDAQ TICKER: RPAY) is an established and fast-growing publicly traded financial technology and payment processing company headquartered in Atlanta, Georgia, with offices across the country. REPAY enables its customers to accept payments anytime, anywhere, and through any channel while providing a secure, seamless, and enjoyable payment experience for the end consumers. REPAY offers a comprehensive suite of electronic payment and funding solutions, including debit and credit card processing, ACH processing, Instant Funding, and electronic bill payment systems with full IVR, text, and mobile capabilities. The scalability of its products allows merchants of all sizes to add an instant arsenal of intelligent payment technology solutions to their businesses without significant development costs or infrastructure investments.