As a Product Manager for Loan Against Property (LAP) portfolio in a banking or financial services company, your role involves developing and executing a comprehensive product strategy aligned with business objectives and market trends. Your key responsibilities include:
Conducting market research and competitive analysis to identify growth opportunities and best practices
Monitoring key performance indicators (KPIs) such as portfolio growth, disbursals, asset quality, customer acquisition channels, and profitability
Performing reject analysis on dropped credit cases to identify trends for process improvement
Collaborating with internal stakeholders for seamless product delivery and support
Providing on-ground support to sales teams, branches, and relevant stakeholders
Developing effective sales strategies, training programs, and marketing collateral
Engaging with external partners and vendors to enhance product capabilities
Working on process improvement to drive funnel efficiency and improve conversion rates
Gathering customer feedback to inform product enhancements and ensure high customer satisfaction
Ensuring compliance with regulatory guidelines, internal policies, and risk management frameworks
Assessing and mitigating risks associated with the LAP portfolio
Qualifications:
Education: Bachelor's degree in Business Administration, Finance, Marketing, or related field (MBA preferred)
Experience: 5+ years in product management within banking or financial services, with a focus on secured lending
Proven experience in managing Loan Against Property (LAP) or secured lending products
Skills: Strong analytical and problem-solving skills, excellent communication and interpersonal skills, in-depth understanding of the Indian consumer lending market, ability to manage multiple projects simultaneously
Location: Regional Office Mumbai
Job: Product Management
Schedule: Regular
Employee Status: Full-time
(Note: Additional details about the company were not provided in the job description) As a Product Manager for Loan Against Property (LAP) portfolio in a banking or financial services company, your role involves developing and executing a comprehensive product strategy aligned with business objectives and market trends. Your key responsibilities include:
Conducting market research and competitive analysis to identify growth opportunities and best practices
Monitoring key performance indicators (KPIs) such as portfolio growth, disbursals, asset quality, customer acquisition channels, and profitability
Performing reject analysis on dropped credit cases to identify trends for process improvement
Collaborating with internal stakeholders for seamless product delivery and support
Providing on-ground support to sales teams, branches, and relevant stakeholders
Developing effective sales strategies, training programs, and marketing collateral
Engaging with external partners and vendors to enhance product capabilities
Working on process improvement to drive funnel efficiency and improve conversion rates
Gathering customer feedback to inform product enhancements and ensure high customer satisfaction
Ensuring compliance with regulatory guidelines, internal policies, and risk management frameworks
Assessing and mitigating risks associated with the LAP portfolio
Qualifications:
Education: Bachelor's degree in Business Administration, Finance, Marketing, or related field (MBA preferred)
Experience: 5+ years in product management within banking or financial services, with a focus on secured lending
Proven experience in managing Loan Against Property (LAP) or secured lending products
Skills: Strong analytical and problem-solving skills, excellent communication and interpersonal skills, in-depth understanding of the Indian consumer lending market, ability to manage multiple projects simultaneously
Location: Regional Office Mumbai
Job: Product Management
Schedule: Regular
Employee Status: Full-time
(Note: Additional details about the company were not provided in the job description)
