Senior KYC Analyst

• Identify, monitor, evaluate and address customer account actions to address potential risk, fraud or suspicious activity. - Understand and manage KYC and AML processes

• Support the origination and in-life management of deposits by handling the Customer/Enhanced Due Diligence during on-boarding and in-life periodic reviews. - Process all applications through a workflow system effectively, within agreed SLAs and goals, and in compliance with company policies and procedures. - Perform due diligence checks on prospective and existing customers, such as requesting KYC information and documentation. - Conduct enhanced due diligence on high risk customers, including evaluation of client responses to sources of wealth and intended use of account. - Investigate identified suspicious clients generated by the screening system, such as WorldCheck and OFAC list. - Analyze the AML/CFT risk of Politically Exposed Persons (PEP), adverse information, business exposure in high risk & sanctioned countries and escalate the issues to the Legal Team for approval. - Follow internal policy and procedures when dealing with account related suspicious activity. - Cross reference multiple databases for potential undesirable client matches. Requirements for the Role:

• Minimum bachelor's degree, preferably in business, economics, finance, or other technical disciplines. - 3-5 years experience working in KYC/compliance related role in the financial services/banking industry

• Background working in U.S. markets, in a fintech/tech company, or both. - Comfortable working in the US Shift

• Strong understanding of AML compliance, KYC due diligence, screening and financial crime. - Experience with Screening/Data mining and using different search engines in prior role

• An interest in financial crime and idea of digging deeper, looking into customer behaviors and identifying key characteristics of fraudulent users. - Work on process improvements, conducting training and develop standard operating procedures

• Ability to oversee critical analytics projects from end to end independently. - Ability to think outside the box, work with limited data, and find solutions to unorthodox problems. - Excellent written and verbal communication skills. - Ability to thrive in an ambiguous environment and adapt quickly to changing priorities; focused on getting things done in a highly organized way. - Ability to work cross-departmentally, without the need for extensive hierarchical corporate structure

• An inquisitive and highly detailed oriented work ethic

*Novo values diversity as a core tenant of the work we do and the businesses we serve.