Credit Manager - Retail

As a highly skilled and experienced Credit Manager at Aditya Birla Insulators in Tirupati, your role will involve managing and analyzing large datasets to identify trends and patterns in customer behavior. You will be responsible for developing and implementing effective credit risk management strategies to minimize losses. Collaborating with cross-functional teams to design and deliver tailored credit products will be a key part of your responsibilities. Additionally, you will conduct thorough analysis of customer financial data to assess creditworthiness and build strong relationships with key stakeholders, including customers and internal teams. Staying up-to-date with industry trends and regulatory changes to ensure compliance is essential in this role. Key Responsibilities:

• Manage and analyze large datasets to identify trends and patterns in customer behavior. - Develop and implement effective credit risk management strategies to minimize losses. - Collaborate with cross-functional teams to design and deliver tailored credit products. - Conduct thorough analysis of customer financial data to assess creditworthiness. - Build and maintain relationships with key stakeholders, including customers and internal teams. - Stay up-to-date with industry trends and regulatory changes to ensure compliance. Qualifications Required:

• Strong understanding of credit principles and practices. - Excellent analytical and problem-solving skills. - Ability to work effectively in a fast-paced environment with multiple priorities. - Strong communication and interpersonal skills. - Experience working with large datasets and analytics tools. - Familiarity with credit risk management frameworks and regulations. Key Responsibilities: