As a Wholesale Portfolio Management Officer at City National Bank of Florida, your role is vital in underwriting, managing, and growing a credit portfolio while ensuring compliance with CNB policies. You will combine analytical credit expertise with proactive portfolio management to identify risks early and maintain asset quality. Your responsibilities include:
Drive end-to-end ownership of assigned portfolio by anticipating upcoming actions and ensuring timely completion. - Analyze credit trends and portfolio metrics to identify emerging risks and ensure compliance with the Banks credit risk policies and regulatory standards. - Manage financial tickler records daily through the nCino Covenant Management platform, ensuring timely collection and escalation of exceptions. - Prepare detailed covenant waiver memoranda, credit approval documentation, and Watch List action plans with a focus on asset quality and recovery. - Participate in reviews and examinations conducted by auditors, bank examiners, or internal loan review teams. - Conduct annual reviews and covenant tests. To qualify for this role, you should have:
Completion of formal credit training preferred. - 10+ years of demonstrated expertise in complex credit portfolios. - Strong understanding of credit risk principles, financial analysis, and underwriting standards. - Proficiency with nCino, Microsoft Office, and Salesforce/Elevate. - Familiarity with banking products, lending structures, and regulatory requirements. You will also be responsible for providing timely updates to the Risk Director and RMs on credit exceptions, delinquent items, and potential relationship opportunities. Collaborating with Relationship Managers, Portfolio Risk Officers, Credit Specialists, Loan Operations, and other internal partners is essential to ensure the success of the portfolio. Additionally, you will execute ad hoc projects and risk-related analyses as assigned by the Risk Director or their designee. We offer a competitive benefits package including health coverage, retirement savings, paid time off & holidays, and wellness support. Join us at City National Bank of Florida and explore endless possibilities. As a Wholesale Portfolio Management Officer at City National Bank of Florida, your role is vital in underwriting, managing, and growing a credit portfolio while ensuring compliance with CNB policies. You will combine analytical credit expertise with proactive portfolio management to identify risks early and maintain asset quality. Your responsibilities include:
Drive end-to-end ownership of assigned portfolio by anticipating upcoming actions and ensuring timely completion. - Analyze credit trends and portfolio metrics to identify emerging risks and ensure compliance with the Banks credit risk policies and regulatory standards. - Manage financial tickler records daily through the nCino Covenant Management platform, ensuring timely collection and escalation of exceptions. - Prepare detailed covenant waiver memoranda, credit approval documentation, and Watch List action plans with a focus on asset quality and recovery. - Participate in reviews and examinations conducted by auditors, bank examiners, or internal loan review teams. - Conduct annual reviews and covenant tests. To qualify for this role, you should have:
Completion of formal credit training preferred. - 10+ years of demonstrated expertise in complex credit portfolios. - Strong understanding of credit risk principles, financial analysis, and underwriting standards. - Proficiency with nCino, Microsoft Office, and Salesforce/Elevate. - Familiarity with banking products, lending structures, and regulatory requirements. You will also be responsible for providing timely updates to the Risk Director and RMs on credit exceptions, delinquent items, and potential relationship opportunities. Collaborating with Relationship Managers, Portfolio Risk Officers, Credit Specialists, Loan Operations, and other internal partners is essential to ensure the success of the portfolio. Additionally, you will execute ad hoc projects and risk-related analyses as assigned by the Risk Director or their designee. We offer a competitive benefits package including health coverage, retirement savings, paid time off & holidays, and wellness support. Join us at City National Bank of Florida and explore endless possibilities.