Us Mortgage Live Underwriting /WFH//Mumbai

US Mortgage Live Underwriting /WFH

Required Qualifications & Skills

Experience -2+ year of US Live Underwriting experience

* Review mortgage applications and supporting Job Details

* Evaluate borrower eligibility based on credit, income, assets, employment, and collateral information. * Perform detailed analysis of income and employment documentation (paystubs, W-2s, tax returns, VOEs, etc.) to determine qualifying income (if applicable). * Assess borrower eligibility using the 4 Cs of Credit (Character, Capacity, Capital, Collateral). * Validate assets for down payment, reserves, and closing costs, ensuring proper sourcing and seasoning. * Review preliminary credit reports, identifying potential red flags such as undisclosed debts, inquiries, or inconsistent information. * Ensure loans comply with company policies, investor guidelines and applicable regulations. * Identify missing or incomplete documentation and condition files appropriately for further review. * Communicate clearly with processors, loan officers, and other stakeholders regarding required documentation or issues found. * Document findings, calculations, and justifications in the loan origination system (ZOS). * Work closely with Back-End Underwriters to ensure smooth handoff of files for final review and decision. Note : Immediate Joiners.

Hr Afreen

Contact ; 9603249769 (share resume through WhatsApp)

Mail ID: afreen.86@axisservice.co.in